Loans for students or employees who want to study for Certificate, Diploma, Bachelor & Master Degree

Loan period

  • minimum 1 year (2 years for the large amount of fees)

Fees & Charges

Interest Rate (10.00%)
Service Charges (1.00%)

Down Payment

  • Minimum: 30% down payment & monthly principal payment

Required Documents

If an applicant is an individual,

  • Form for Education Loan and related rules
  • Business license of parents
  • Profit & Loss statement and bank statement (for two closet financial years)
  • Tax slip (for two closet financial years)
  • Photos of business (Photos of operation, Raw materials & finished products, buildings and offices
  • NRCs and household registration
  • Passport photo of the applicant
  • Commitment of guarantors
  • Ward certification and recommendation from respective training school/ college / university
  • Need to open a current deposit account

If the applicant is civil servant,

  • NRCs and household registration, Passport Photo
  • Living certificate from ward administrative office
  • Position/salary recommendation by respective government department
  • A guarantor who is able to pay the loan on behalf of the applicant
  • NRC and household registration of guarantors
  • Commitment from guarantors
  • Recommendation from respective training school / college / university